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Taxi Accidents in New Jersey & New York

Taxi sign on top of car

NJ taxi accident lawyers serving all five boroughs of New York City, as well as Essex, Middlesex, Morris, Passaic, Hudson and Bergen County.

You’re in a cab looking down while typing an e-mail on your laptop. In a split second, a sickening screech of brakes and then impact. Your laptop goes flying, and your head slams against the center divider. Instead of heading for an important meeting, you’ve just become a statistic –an injured passenger in a taxi accident–and will soon be heading for the hospital instead. Do you know exactly what to do?

If you or a loved one has been involved in a serious taxi accident in New Jersey or NYC, do not delay. Call the  NJ car accident lawyers of Eisbrouch Marsh who can help you take the proper steps from the moment you are injured to navigate the complexities of pursuing a personal injury claim.

We service Bergen, Hudson, Passaic, Morris, Essex and Middlesex counties, as well as all five New York City boroughs, Long Island, Westchester and Rockland counties.

Taxi accidents are unavoidable with 250 million cab rides per year

There are 49,000 cabs, livery cars, and gypsy cabs patrolling the five boroughs of NYC picking up 250,000,000 fares per year. There are so many cars for hire that they make up one quarter of all the vehicles currently on the road. As expected, there are a significant number of taxi accidents and casualties every year, many of them serious.

According to a study done by Schaller Consulting, although the taxi accident rate is one third less than that of personal vehicles, New York taxi passengers are twice as likely as those in other vehicles to suffer more serious injuries. Some 21% of passengers involved in a taxi accident were seriously injured or killed, more than twice the 9% rate of serious injuries or deaths in other types of vehicles.

This may be attributed to the fact that fewer cab riders wear seat belts. The study reports that taxi passengers were more likely to be gravely injured if they were not using a restraint. Of injured taxi passengers, 24% of those not wearing a seat belt were seriously injured compared with 13% of those wearing seat belts.

The center divider is constructed of hard Plexiglas with a metal frame and is unforgiving in an impact accident. Of taxi passengers who were seriously injured, 68% experienced head or face injuries compared to 35% in other types of vehicles.

A NJ & NYC taxi accident lawyer at Eisbrouch Marsh can protect your legal right to the compensation you deserve.

What to do after a taxi accident

  1. Take the taxi driver’s identification information from the placard that is posted in the passenger compartment.
  2. Confirm that the police are coming to the accident scene and do not leave the scene without talking to them.
  3. Ask police for names, badge numbers, and precinct.
  4. Ask the police to give you written information as to how to secure a copy of the police report and when it would become available to you.
  5. Take photos of the accident scene with a camera or your phone.
  6. Get names, addresses, and phone numbers/e-mail of any witnesses. 
  7. Call Eisbrouch Marsh attorneys right away to discuss the details of your case

Types of compensation available to victims

All New York taxi cabs and licensed livery services are mandated by the New York Taxi and Limousine Commission to carry minimum coverage of $100,000/$300,000 in liability insurance (coverage for pain and suffering). If there is one injured passenger in a taxi accident, that person has a maximum of $100,000.00 in liability insurance available to them. If more than one person is injured in a taxi accident, a total of $300,000 will be available to be shared by however many injured passengers were involved in the accident.

Private or unlicensed gypsy cabs are only required to have minimum motor vehicle liability coverage of $25,000.00/$50,000.00. An individual who was injured would be able to collect up to $25,000.00. In the case of several passengers, they would have to share the $50,000.

New York and New Jersey are no-fault insurance states

If you are a passenger in a taxi cab that is involved in an accident and you are injured, the taxi company’s No Fault coverage (usually up to $50,000) is responsible for your medical bills and any other economic expenses such as medical care, lost income, death benefits, and reasonable expenses.

A taxi company’s liability insurance will cover non-economic losses such as pain, suffering, mental anguish, loss of enjoyment of life, or wrongful death.

Be sure to consult with a Bergen County accident lawyer at Eisbrouch Marsh to understand all of your legal options, and if filing a taxi accident lawsuit is warranted in the event your injuries reach required pre-defined thresholds.

How do companies like Uber and Lyft handle claims?

These ride-sharing companies compete directly with taxi companies, using drivers who pick up passengers in their own personal cars. Since these drivers are private rather than drivers for a fleet, their insurance policy is probably a personal insurance policy rather than a commercial one. That means if you are in an accident in an Uber or Lyft car and you are injured, your claim with the driver’s insurance company may be denied because “for profit” use of the car is not covered.

However, Uber and Lyft both claim to have liability coverage of up to $1,000,000 which will pick up and cover damages even if the driver’s policy rejected your claim as long as the Uber or Lyft app has been activated. They also both claim to cover a passenger in the case of an uninsured driver striking the car for hire.

New Jersey car accident lawyers

At Eisbrouch Marsh, we have been fighting for twenty five years to protect the interests of our clients on a broad range of personal injury lawsuits. If you have been harmed in a taxi accident in New York City or New Jersey, including in Paramus, Hackensack or Bergen County, our attorneys will ensure you secure maximum damages for all economic losses, pain and suffering.

To learn more about filing a taxi accident lawsuit in NYC or NJ, please contact us today at 201-781-1937 to arrange a free and confidential legal consultation.

  1. LA Weekly, Uber Lyft Riders Might Not be Covered by Insurance,  Industry Claims http://www.laweekly.com/informer/2014/06/19/uber-lyft-riders-might-not-be-covered-by-insurance-industry-claims 
  2. Insurance Information Institute, No Fault Insurance http://www.iii.org/issue-update/no-fault-auto-insurance
  3. Pittsburgh Post-Gazette, Lyft Hearing Examines Insurance Stories http://www.post-gazette.com/business/2014/09/11/Lyft-hearing-examines-insurance/stories/201409110145 
  4. NY POST, Man Killed While Changing Tire Near JFK http://nypost.com/2014/09/14/man-killed-changing-tire-near-jfk-airport/